THIS AGREEMENT WAS LAST UPDATED ON January 21, 2010.

PLEASE SCROLL DOWN AND READ THIS AGREEMENT IN ITS ENTIRETY BEFORE YOU USE ANY OF OUR PRODUCTS OR SERVICES OR BECOME A MEMBER OF WealthCycles.com.

Refund Policy for The Wealth Cycle Principle.

Section 1 - Free Trial Subscription: Free Trial Subscriptions are completely free with no hidden fees or charges. Thus no refund information is required.

Section 2 - Monthly Subscription: Unless you qualify for an exemption under section 5 no refunds are available for Monthly Subscriptions.

Section 3 - Yearly Subscription: Yearly subscriptions are refunded based on the following formula: Your Refund Amount = Your Paid Yearly Subscription Price (minus) (Monthly Subscription Rate (multiplied by) the Subscription Months Used Fully and Partially)).

Yearly Cancelation Example: John bought a yearly subscription for 227.40 on January 10, 2010. After 3 months and 10 days (April 20, 2010) John decides to cancel and apply for a refund. First, he will receive a refund of $119.60. This is his yearly subscription ($227.40) minus 4 subscription months at the monthly subscription rate ($26.95). He will continue to have access to WealthCycles premium content until May 10, 2010 (the end of his subscription month).

Section 4 - Refund Requests:

To receive a refund you must submit a request after you have canceled your subscription. Please email your request to support@wealthcycles.com. Please include in the email subject line : "Refund Request". In the body of the email please provide the email address you used on your WealthCycles account along with the refund amount you are given under this agreement. When your refund request has been approved by WealthCycles Staff it will be processed. It typically takes 2-3 business days for the returned funds to hit your account. Please note delays can make it can take up to 5 business days.

Your access to WealthCycles premium content will continue until the end of your current subscription month. When the month ends you will no longer have access to the premium content.

Section 5 - Exemption 1:

A full refund is available if a request is received within the first 3 days, or 72 hours, of a subscriber placing their initial order.